What is OCHO?

OCHO is a car insurance agency with a difference. We're like a bridge between you and insurance companies. 

This is how we simplify your insurance experience:

We search for the best deals from our partner insurance companies and show you as many policy options as possible. After you choose your coverage, we finance the initial payment insurance companies need to start your policy. We provide a 0% APR loan for this upfront cost.

Why is that so good?

• It means you get a lower down payment. Many insurance companies charge up to 50% of the total policy. With the cost of insurance policies rising generally, it’s a lot of money - it makes you think twice about buying insurance. With OCHO Pay, you can lower this upfront payment to make it manageable, and in many cases, you can even qualify for $0.
• You pay us back in smaller amounts, aligned with your paycheck cycle, to help you budget effectively.
• Even better - we are the first and only car insurance agency where you can build your credit score with every on-time payment you make. 

We do this because we know how hard it can be to come up with a big lump sum for a down payment. We want you to stay safe and have the ability to access the car insurance you need.

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