In most cases, a new payment schedule is created after your policy is reinstated.
OCHO does its best to keep your schedule aligned with your original plan (usually based on your paycheck dates). But if you reinstate your policy very close to your next scheduled payment, we adjust things to avoid charging you twice back-to-back.
Example:
If you reinstate your policy today and a payment was originally due tomorrow, we’ll remove tomorrow’s payment and spread that amount across your remaining installments. This might make your future payments slightly higher, but the total amount you pay stays the same.