Why should I reinstate my policy?

What is a reinstatement?

A reinstatement lets you keep coverage that has lapsed without having to reapply. It is often easier and cheaper than finding a new policy.

Why should I reinstate my policy?

Driving without active coverage could cost you hundreds of dollars in fines or even more if you get into an accident. If you reinstate quickly, you may avoid having a coverage gap on your record.

Is it bad to have a coverage gap?

Insurance companies like it when you're consistently insured. If they see gaps, they will likely raise your insurance rates.

Is there a fee to reinstate?

Some insurance companies may charge a small fee (typically less than $25).