lower $ down and flexible payments

Car insurance you can actually afford.
How does OCHO work?
We give you a loan to finance your car insurance interest-free.
Flexible payment plans make keeping your insurance easy and stress-free.
We even give you more time to pay and help you build your credit score.
Five Stars
Gloria K., Springfield, IL
Totally legit and you don’t have to put any money down and they give your proof of insurance the same day. You are insured in a matter of just minutes. I have them and I love it. And a bonus is they actually answer the phone and are very polite and helpful. Also you pay when you get paid so need to worry about your insurance being due in-between pay periods.

Coverage that gives you breathing room

  • Down payments starting from $0.
  • Split payments. Pay us when you get paid.
  • Extra time to pay. No late fees.
  • Instant proof of insurance.
  • Build your credit score with each payment.**
Car insurance that understands you
Affordable auto insurance that builds your future without breaking your budget.
Welcome to OCHO.