lower $ down and flexible payments

Car insurance you can actually afford.
Brian Lee
Five Stars

Excellent service I recommend if you need insurance with little to no down-payment, 5 stars.

Julia Bryant
Five Stars

OCHO Insurance is an awesome low car insurance company, they are willing workers supporting theirs customers. Rate is awesome, no down payment. They treat customers like family, I proudly thank OCHO Insurance for helping me out. I dare you to try OCHO Insurance you will love them like I do. Thanks always for letting me being part of the OCHO family.

Melissa Foos
Five Stars

I have them for full coverage and it saves me 150 a month. They are great.

Timarra S.
Five Stars

Thank you 💜

Emilio Z.
Five Stars

Excellent service and very good prices.

Leslie J.
Five Stars

Easy and delivers what was advertised and that is rare these days!!!

Victor R.
Five Stars

Excellent service, I'm happy about it.

Rebecca P.
Five Stars

I love that it started my policy and is allowing me to pay when I get paid. I'm very thankful.

Gloria K.
Five Stars

Totally legit and you don’t have to put any money down and they give your proof of insurance the same day. You are insured in a matter of just minutes. I have them and I love it. And a bonus is they actually answer the phone and customer service reps speak English clearly and are very polite and helpful. Also you pay when you get paid so need to worry about your insurance being due in-between pay periods.

Sydney M.
Five Stars

OCHO literally saved us so much money!! All the other insurance companies wanted $600 up front ocho only wanted $140 upfront. They offer split payments which makes it extremely easy to manage bills and not get behind on all the other bills while still having car insurance! I will be staying with OCHO and I stand by OCHO 100%!!!

Jesse
Five Stars

Love the fact that if I'm going to be late I can set up a payment arrangement and still keep my insurance from being cancelled. I have had a very pleasant experience with ocho. Also like that I can pay for insurance every two weeks instead of monthly or every 6 months or yearly.

Sylvester R.
Five Stars

Easy to get insured with OCHO! And you are also building your credit. They found me a great policy that was affordable no down payment. If your struggling with finding car insurance give OCHO a shot they are worth it.

Mandy M.
Five Stars

The ease of use for the website and application process is awesome. As a former insurance salesperson, I have to say this is definitely the future of insurance and it is amazing to finally have an option that helps build credit. I'll definitely recommend!

Edna E.
Five Stars

Great and reliable company, the agents are always very friendly, and the payments are very accessible.

Martin W.
Five Stars

Awesome price for a awesome experience definitely recommend for everyone

Amy P.
Five Stars

Found this insurance company that fits in with pay days and is a excellent price from the other company I had which had went up 30 dollars definitely check this company

Adrianna Lambe
Five Stars

The representatives are really nice and everything is so smooth to start. I love this company. It's definitely on the cheaper end.

PapaBearSaves
Five Stars

Hands down fastest way to get insurance! I despise talking to insurance agents on phone spending hours to just find out that your “quote” and price at the end are two different ball parks away from each other. This app is straightforward to the point I had insurance in less than 15 minutes… highly recommended

Denise Ramirez
Five Stars

Amazing to start my insurance with 0 down only paid the broker fee. It was an easy process I highly recommend OCHO!!

Amanda E.
Five Stars

Amazing company! Love everything you guys are doing to help people

Cynthia O.
Five Stars

I just got my insurance. I am very very happy, you guys are so awesome thank you.

Zach R.
Five Stars

Great app, easy to use and does what it's supposed to.

Compa Fierro
Five Stars

I've been looking for auto insurance for a while and always founding really high rates. I saw this Ad on Facebook and found OCHO. I recommend them 1,000%. It was fast and easy.

Patricia Salinas
Five Stars

Been a customer for 2 years and I love it.

Kelly D.
Five Stars

I can't believe this is real! Hoping for a great experience. Thanks for your help getting me out of a huge bind.

Jazmin L.
Five Stars

I want to personally thank Jose for getting my application pushed through after having difficulty getting it completed in a timely manner.

Donavan J.
Five Stars

Fast response timing and verbal verification the same day.

Shane S.
Five Stars

Awesome easy to sign up and it also raises your credit. Do it!

Amanda F.
Five Stars

So easy thank you

Isaiah T.
Five Stars

Very awesome! Thank you very much. Proud to be with y'all.

Rachel A.
Five Stars

This was amazing thank you.

Jillian H.
Five Stars

It’s very helpful on the budget. I highly recommend this

Michael B.
Five Stars

Love it easy to use

Yesania Q.
Five Stars

I love it! It's was I looking for, low and convenient prices.

Tina Bradford
Five Stars

I highly recommend OCHO insurance. They really work with you to help you find the lowest rates and any changes I needed to make to my policy they helped me make with no problem.

Michael W.
Five Stars

OCHO is such a blessing to me and makes it so easy to get and afford insurance. I am so glad that I found this company and know that they care about their customers

How Does OCHO Work?

We finance your car insurance, reducing your down payment and giving you flexibility on your payments – at no extra cost to you.

It's insurance made simple and affordable, so you can hit the road with confidence.

You even get to build your credit score in the process!