lower $ down and flexible payments

Car insurance you can actually afford.

Less $ down

Get a lower down payment - you may even qualify for $0 down!

Spread the cost in split payments

Smaller, more manageable payments means less stress for you.

Get more time to pay

Having a tight week? Easily extend your payment date in our app.

Choose your payment dates

Pay us when you get paid. Easy.

Build your credit score

Every on-time payment can help boost your credit score.
How does OCHO Work?
We help pay for your
car insurance - at no cost to you.
We lower your down payment and give you flexibility on your payments.
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Five Stars
Gloria K., Springfield, IL
Totally legit and you don’t have to put any money down and they give your proof of insurance the same day. You are insured in a matter of just minutes. I have them and I love it. And a bonus is they actually answer the phone and are very polite and helpful. Also you pay when you get paid so need to worry about your insurance being due in-between pay periods.