Buy affordable coverage with

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We help everyone get the coverage they need with lower down payments and flexible payment plans.

Unique Insurance

Available in Illinois and New Mexico.

Unique Insurance provides non-standard auto insurance solutions tailored to high-risk drivers. They are focused on serving customers who need minimum coverage and may have trouble securing policies with traditional insurers. While their service area is somewhat limited, Unique Insurance offers flexible payment plans and a customer-friendly experience, including digital policy management.

Their strong emphasis on meeting state minimum requirements makes them a go-to for drivers needing basic coverage. Get affordable car insurance with no down payment through OCHO—apply today for flexible and hassle-free coverage.

Remember, only through OCHO can you qualify for $0 down car insurance and flexible payment plans.

Coverage that gives you breathing room

  • A lower down payment - some even get $0 down!
  • Split payments. Pay us when you get paid.
  • Extra time to pay. No late fees.
  • Instant proof of insurance.
  • Build your credit score with each payment.*
Finally, car insurance you can afford.
Start your OCHO journey today.
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