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Gainsco

Available in Arizona, Georgia, Illinois, Missouri, New Mexico, Texas and Wisconsin.

Gainsco is a regional auto insurance company based in Dallas, Texas, specializing in non-standard car insurance. It primarily serves drivers who may face challenges securing coverage elsewhere, such as those with poor driving records or unique vehicle modifications. The company operates through MGA Insurance Company and works with independent agents across 19 states.

Gainsco focuses on providing essential coverage, including liability, collision, and comprehensive insurance. However, it tends to have higher premiums than the national average and offers fewer discounts compared to its competitors. Key discounts available include autopay, multi-car, and prior coverage discounts.Need car insurance plans for high-risk drivers? OCHO offers affordable, flexible options with Gainsco—apply today!

Remember, only through OCHO can you qualify for $0 down car insurance and flexible payment plans.

Coverage that gives you breathing room

A lower down payment - some even get $0 down!
Split payments. Pay us when you get paid.
Extra time to pay. No late fees.
Instant proof of insurance.
Build your credit score with each payment.*