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Excepsure

Available in Georgia and Texas.

Excepsure Insurance is a relatively new player in the car insurance market, officially licensed in 2021, though the founder has over 30 years of insurance experience. Excepsure offers cheap insurance rates and straightforward coverage options. The focus is on essential coverages, including SR-22 filings for those who need this certification.

Excepsure Insurance is a solid choice for high-risk or non-standard drivers seeking affordable auto insurance. High-risk insurance is for people seen as risky, often because of their driving history, like accidents or DUI/DWI convictions. Factors like no prior insurance, bad credit, or being a young or elderly driver can also make someone high-risk.

Remember, only through OCHO can you qualify for $0 down car insurance and flexible payment plans.

Coverage that gives you breathing room

A lower down payment - some even get $0 down!
Split payments. Pay us when you get paid.
Extra time to pay. No late fees.
Instant proof of insurance.
Build your credit score with each payment.*