Buy affordable coverage with

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We help everyone get the coverage they need with lower down payments and flexible payment plans.

Embark

Available in Texas.

Although relatively new to the market, Embark has quickly made a name for itself by offering cheap insurance rates and straightforward coverage options. The focus is on essential coverages, including SR-22 filings for those who need this certification. Embark Insurance is a solid choice for high-risk drivers seeking affordable auto insurance.

High-risk insurance is for people seen as risky, often because of their driving history, like accidents or DUI/DWI convictions. Factors like no prior insurance, bad credit, or being a young or elderly driver can also make someone high-risk.Understanding that flexibility is important, Embark offers customizable payment options and user-friendly online tools to manage policies with ease. Plus, getting started is simple—you can get a free quote today to explore car insurance plans for high-risk drivers.

With Embark, customers are supported at every turn, ensuring they have the coverage needed to drive with confidence. Get good, cheap car insurance through OCHO, even if you’re a high-risk driver—apply today!

Remember, only through OCHO can you qualify for $0 down car insurance and flexible payment plans.

Coverage that gives you breathing room

  • A lower down payment - some even get $0 down!
  • Split payments. Pay us when you get paid.
  • Extra time to pay. No late fees.
  • Instant proof of insurance.
  • Build your credit score with each payment.*
Finally, car insurance you can afford.
Start your OCHO journey today.
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